When you retire, you want to sit back and relax – take in all that life has to offer and do things you didn’t have as much time for while you were working. One thing that many people do once they retire is go traveling overseas. You now have the opportunity to do what you want, when you want, without the stress of a job waiting at the end of the trip or spending time and money you have to earn back afterwards. However, this doesn’t mean the necessities should be forgotten.
One of the most important things any traveller should have at all times is travel insurance. Seniors travel insurance is often a little harder to find at a good price with the right coverage. One issue is that a lot of companies don’t offer comprehensive plans to those over a certain age. This normally stops for those over 70 years old. Fortunately, most good travel insurance companies strive to offer comprehensive insurance for those of any age and some even specialize in travel insurance made specifically for seniors. This can also depend on existing medical conditions, but most companies will have a plan to suit you and your budget.
Many travel insurance agencies won’t offer coverage for those with pre-existing medical conditions. However, this does depend on the condition and company and some companies will offer ‘pre-existing condition friendly’ policies. The most important thing to keep in mind is that you thoroughly read the company’s product disclosure statement and terms and conditions to make sure you are covered for the right things.
Getting budget travel insurance for seniors may seem a little more difficult, but it is worth it in the long run. Your retirement should be stress free and enjoyable, and having the peace of mind that you are safe if the worst happens is a great place to start. Whether you’re on a budget and need cheap travel insurance or went to spend a lot to get the best, look out for the best deals and offers so you have less to worry about and more time to enjoy your retirement.
Kevin is an avid traveler, who loves sharing useful travel tips and his experience with travel enthusiast. He enjoys the outdoor life and is excited to see what the rest of the world has to offer.